looking for some help with muffin top and batwings =)

So I'm down just over 120 pounds. I now have started doing the couch to 10k training and also training for 2 century rides.  The one thing I can't seem to do is get rid of my muffin top ... in fact in some ways its looking worse!!  And I have batwings.. though I am noticing its getting better with the planks, pushups and tricep dips I've been doing lately. 

I was doing some reverse crunches with a friend at the gym not long ago (the kind where you are on the machine with your legs braced and then go forward/down and then raise up if that makes sense) and  I noticed on my stomach above my bellybutton was a HUGE indentation when I do those. We asked a trainer and all he said was OMG you need to show your doctor and be careful.    Not even sure what that means! 

so is there anything else I can do to help these areas along? Im getting kinda frustrated =(

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